Business Owners’ Policy for Agents
Business Owners’ Policy Product Guide for Agents
Turn to the BOP product from the AmeriTrust Group, Inc. carrier subsidiaries for a Business Owners Policy with a wide variety of target classes at competitive rates.
For information on the Business Owners’ Policy coverages, download the BOP product profile below.
Target Classes
- Accounting Services CPAs (Office)
- Accounting Services Except CPAs (Office)
- Air Conditioning Systems or Equipment – Dealer or Distributors and installation, Servicing or Repair (Includes sales and installation of ducts and piping and also display rooms and shops) (Office)
- Air Conditioning Systems or Equipment – Dealer or Distributors and Installation, Servicing or Repair (Includes sales and installation of
ducts and piping and also display rooms and shops) (Shop) - Automobile Parts and Supplies Distributors
- Automobile Parts and Supplies Retail Stores (Including Tires)
- Automobile Repair or Service Shops
- Automobile Repair Shops – Self-Service
- Candy or Confectionary Stores – Confectionary Manufacturing from Purchased Chocolate on Premises
- Candy or Confectionary Stores – No Manufacturing on Premises
- Candy or Confectionary Stores – Nonchocolate Confectionary Manufacturing on Premises
- Delicatessens – Primarily retailing a range of grocery items and meats
- Delicatessens and Sandwich Shops
- Dry Goods Dealers – Retail – Including Fabrics, Yarn and Piece Goods (New Goods Only)
- Fence Dealers
- Floor Covering Distributors
- Floor Covering Stores – Except Wood or Ceramic Tile Only
- Floor Covering Stores – Wood or Ceramic Tile Only
- Fruit or Vegetable Distributors
- Funeral Homes or Chapels
- Janitorial Supplies Distributors
- Lawn Sprinkler Installation (Office)
- Lawn Sprinkler Installation (Shop)
- Lawyers (Office)
- Meat, Fish, Poultry or Seafood Retail – Fish or Seafood
- Medical Offices (Office)
- Medical, Hospital and Surgical Supply – Retail Only
- Refrigeration Systems or Equipment – Dealers and Distributors and Installation, Servicing or Repair – Commercial (Office)
- Refrigeration Systems or Equipment – Dealers and Distributors and Installation, Servicing or Repair – Commercial (Shop)
- Residential Cleaning Services (Office)
- Veterinarians Offices (Office)
- Lawn Sprinkler Installation (Office)
- Lawn Sprinkler Installation (Shop)
- Lawyers (Office)
- Meat, Fish, Poultry or Seafood Retail – Fish or Seafood
- Medical Offices (Office)
- Medical, Hospital and Surgical Supply – Retail Only
- Refrigeration Systems or Equipment – Dealers and Distributors and Installation, Servicing or Repair – Commercial (Office)
- Refrigeration Systems or Equipment – Dealers and Distributors and Installation, Servicing or Repair – Commercial (Shop)
- Residential Cleaning Services (Office)
- Veterinarians Offices (Office)
Additional Coverages
- Umbrella Liability
- Up to $5,000,000 Per Occurrence Limit
- Minimum premium of $1,000
- Commercial Automobile Coverage
- Up to $1,000,000 Combined Single Liability Limit
- Comprehensive and Collision coverages also available. Qualified Customers would have:
- 5 or fewer vehicles
- Private passenger, light truck and vans
- No high-value or antique vehicles
- No drivers under 25 years of age
- No drivers w/more than 1 moving violation in past 3 years
Availability
Available in all states
Special Features
- Multi-Year Locked-in Rate Capability!
(Not available in CA, NY, TX, and WA) - Use of ISO BOP eligibility guidelines
- Up to 35,000 sq. ft. total floor
Offices up to 100,000 sq. ft. - Minimum premium: $500
- Sales up to: $6,000,000
- Professional liability coverage available for applicable service classes
- Optional coverages include:
- Cyber liability
- Workers’ Comp, Commercial Auto and Umbrella Coverages also available for select classes
Ineligible Classes
- Apartments
- Contractors
- Condominium
- Commercial unit owners
- Supermarkets
- Manufacturing
- Motels
- Residential condominium associations
- Party stores
- Grocery stores
- Restaurant & wholesale/distribution
CONTACT US
Dominic Connors
AVP Small Commercial
(248) 204-8564
[email protected]