BOP Insurance for Small Business Owners

Business Owners Policies (BOP) for Small Businesses

You work hard to make your business successful and we work hard to keep it protected! Our Small Commercial product suite has been created to help you and your agent select and purchase the right coverages. As a business owner, your business may face any number of threats such as fire, water damage, liability or other costs you might incur after a loss.

Our BOP can give you the coverages needed to address these threats. We have 3 levels of coverage enhancements: Platinum, Gold and Silver. One of these is sure to meet your needs. In many states we offer a 3 year rate lock option to help you control your costs, allowing you to have one less thing to think about!

In addition customers who buy the BOP policy are also eligible to buy an Auto and Umbrella policy subject to Underwriting terms and conditions.

What is a BOP?

A Business Owners’ Policy, or BOP, provides insurance coverage for the risks your business faces such as:

  • Property coverage and Business Income protection in case your property is damaged from fire and water damage
  • Extra Expense coverage to help you get your business back up and running
  • Other covered loss where your revenue stream is impacted

What else does the BOP provide?

There are key legal risks to consider. General Liability insurance can include premises liability for accidental injuries like slips, trips and falls at your property.

A BOP helps protect you by paying for specified costs or damages if you’re held responsible. It can also cover legal defense costs if you’re sued. Our product suite can offer you additional enhanced coverages to further protect your business needs.


Call (800) 825-9489 to find an agent near you.

Download a copy of our Business Owners Policy product profile today


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