Business Owner Policy (BOP)

Business Owners Policies (BOP) for Small Businesses

A small business may face any number of threats such as fire, water damage, liability or other costs you might incur after a loss. Our BOP can give you the coverages needed to address these threats. We have 3 levels of coverage enhancements: Platinum, Gold and Silver. One of these is sure to meet your needs. Additionally, in many states we offer a 3 year rate lock option to help you control your costs, allowing you to have one less thing to think about!

Business Owner Policy (BOP) Protects Your Small Business

Among the suite of products that are offered for small businesses like yours is our Business Owner Policy or BOP. This product covers your business for a variety of risks you face on a daily basis.
Our BOP provides insurance coverage for:

  • Property coverage and Business Income protection in case your property suffers a fire or water damage loss
  • Extra Expense coverage to help you get your business back up and running
  • Other covered loss where your revenue stream is impacted.

Our BOP also covers liability. This protection involves several key legal risks. For example, general liability insurance can include premises liability for accidental injuries like slips, trips and falls at your property. The BOP can help protect you by paying for costs or damages if you’re held responsible for these. It may cover legal defense costs if you’re sued.

Our BOP also offers enhanced coverages to protect your business at the level that best suits your needs. Our suite of products provides for Silver, Gold and Platinum coverages.

Finally, because we understand how important it is for small business owners to control expenses, we offer a 3-year rate lock for our BOP product in most states.

For more details about our BOP, ask your independent agency or visit our Agency Connection page to review the product guide and find an agency.

Download a copy of our BOP product profile today

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