Business Owner Policy (BOP)

Business Owners Policies (BOP) for Small Businesses

A small business may face any number of threats such as fire, water damage, liability or other costs you might incur after a loss. Our BOP can give you the coverages needed to address these threats. We have 3 levels of coverage enhancements: Platinum, Gold and Silver. One of these is sure to meet your needs. Additionally, in many states we offer a 3 year rate lock option to help you control your costs, allowing you to have one less thing to think about!

A BOP Protects Your Small Business

AmeriTrust’s Business Owners Policy (BOP) provides insurance coverage options for:

  • Property coverage and Business Income protection in case your property suffers a fire or water damage loss
  • Extra Expense coverage to help you get your business back up and running
  • Other covered loss where your revenue stream is impacted

The liability protection from our BOP involves several key legal risks. For example, general liability insurance can include premises liability for accidental injuries like slips, trips and falls at your property. The BOP can help protect you by paying for costs or damages if you’re held responsible for these. It may cover legal defense costs if you’re sued.

In addition customers who buy the BOP policy are also eligible to buy an Auto and Umbrella policy subject to Underwriting terms and conditions.

For more details about our BOP, ask your independent agency.

Get more information on our Business Owners Policy Product

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